What is a bank statement? How to make a bank account statement

What is a bank account statement?

A bank statement is a document that provides detailed information about transactions Transactions are carried out in one customer's bank account in another specific period of time. This bank statement includes information as important as the time the transaction took place and the amount recorded in the transaction each transaction, detailed content of the transaction and an impossible information Deficiency is the account balance at the time of recording. This helps customers Control your money effectively and ensure that every transaction The translation is done exactly as expected.

Bank account statement forms

Currently, there are a total of 4 popular methods to receive account statements bank: Print transaction history directly at the bank:

• This is the traditional method that many people trust.
• To print transaction history at the bank, you need to bring your identification documents and go to the bank branch or transaction office where you opened an account.
• Sau đó, đơn giản là yêu cầu nhân viên ngân hàng giúp bạn in sao kê ngân hàng của mình.

Print transaction history at ATM:

• Some banks support printing account statements at ATMs.
• To do this, you need to use your ATM card and enter your account PIN item you want to check.
• Next, just follow the instructions on the ATM screen.

Account statement via Internet Banking application:

• If you have registered and used the bank's Internet Banking service, you can easily print your online transaction history through this application.

Online statement via SMS/Email:

• Some banks now support customers to receive all information via email or SMS.
• To use this service, you need to register with your bank to receive all electronic transactions at your email address or phone number.

How to make detailed bank statements

1. Procedures for requesting online bank account statements

To request an online bank statement, customers need to follow these steps:

• Prepare documents: Bring ID card/CCCD or necessary identification documents.
• Go to branch/bank: Go directly to the branch or transaction office of the bank where you opened an account.
• Contact staff: Ask bank staff to assist you in checking your account for the necessary time.
• Provide necessary information: Specify the time period for which you want to retrieve data, so that bank staff can provide accurate information.
• Confirm information: Bank staff will check and confirm your information.
• Print statement: After confirmation, the bank staff will print your bank statement.
• Payment of fees (if any): In some cases, you may have to pay a small fee for this service, according to bank regulations.
• Check information: Carefully check information on documents to ensure accuracy and completeness of data.
• Receive receipt (if necessary): Receive receipt or related documents, to have proof of performing this procedure.

2. Make bank statements at ATM

Some banks have now deployed account statement services at ATMs. To use this service, customers need to bring an ATM card and follow the instructions on the screen. Note, when you request a bank statement at an ATM, only the 10 most recent transactions will be displayed, and this service fee ranges from 2,000 - 5,000 VND. To read the statement content accurately, pay attention to the following information:

• Day trading
• Transaction content
• Transaction amount
• Account balance.

Therefore, if you want a bank account statement with a longer number of days, you need to go to the bank to do it.

How to print bank account statement?

• Customers can use the bank's internet banking or mobile banking services to view their history themselves..
• To do this, customers need to log in to their bank account on the bank's application or website.
• Bank statement fees are usually deducted directly from the customer's account. Some banks may also allow customers to pay fees in cash when making transactions.
• Once the transaction document is finished printing, it is usually sent to the customer's email or application immediately after the customer does so.

Procedures for requesting bank statements online

Vietcombank bank statement

Vietcombank bank statement is when you go to the bank to check money online, how much balance is left on the card or the accumulated interest rate. This is also an important tool to help customers control their transaction history and ensure their rights.

Customers can view Vietcombank account statements with the steps below, including:

Step 1: Open Vietcombank's Internet Banking application

Step 2: Log in to your personal account

Step 3: Find Card account information and click View at your account number.

Step 4: All information related to balance fluctuations will appear here.

Trong trường hợp cần chứng thực, bạn nên đến tham khảo thông tin tại ngân hàng.

At Vietcombank, bank account statement fees are regulated as follows:

• Bank fees: Free for the first statement of the month, from the second statement onwards a fee of 5,000 VND/page is charged.
• Fee at ATM counter: Free 3 times/month, from the 4th time onwards a fee of 5,000 VND/page is charged.
• Fee on online application: Free once/month, from the 2nd time onwards the fee is 5,000 VND/page or according to agreement.

Agribank bank account statement

Customers can make an Agribank account statement by asking Agribank to provide transaction history at their bank. This statement will record details of all transactions that have taken place in the customer's account.

Customers can check transactions using the steps below:

Step 1: Open the Agribank Internet Banking application on your phone.

Step 2: Access your account with your username and password.

Step 3: Find the account information section and click to view transaction history.

How to make Techcombank account statement online

Customers can register to receive Techcombank online statements automatically periodically.

• To do this, customers need to log in to their bank account on the Techcombank Mobile application and select "Settings" > "Statement".
• Learning how to automatically make online Techcombank account statements will help customers save time and effort.
• Customers can check their transaction history at any time without having to go to the bank or use an ATM.

Are bank account statements free?

• Account statement fee is a fee that the bank collects when customers request an account statement.
• This fee usually ranges from 10,000 - 50,000 VND/copy, depending on the bank and statement form.
• In Vietnam, most banks charge account statement fees.
• However, some banks also offer free printing of bank statements in certain cases.

Quyen is a creative copywriter with a passion for fintech. a degree from the Ho Chi Minh University of Economics. After graduating from the UEH (Ho Chi Minh Economics of University), she's constantly expanding her knowledge through investment and financial literacy courses, seminars, and conferences. Quyen also has experience in banking and credit. Her articles draw on her background in finance to help readers make informed decisions.