Online student loans
Loan amount: from 500 thousand to 25 million VND, Minimum period for repayment: 62 days, Maximum period for repayment: 180 days, Annual Percentage Rate: 18.25%/year, Lending age: 18 - 60 years old
Example of loan calculation:, Loan amount: 2 000 000 VND, Daily interest rate: 0.05%, Loan period: 100 days, Total sum for repayment after 100 days: 2 100 000 VND.
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What is an online student loan?
Student loan is a new loan solution at Moneyveo to support college students who need money to manage their accommodation and daily expenses.
Students who borrow money online do not need to mortgage assets, do not need a guarantor, just need to provide identification documents with clear study and residence location, the loan approval rate is extremely high. The approved loan will not be too high for students as well as the maximum interest rate will be supported when borrowing to create conditions for them to manage.
"For a student loan, you only need to own 1 smartphone and the following documents:
- Official identity card or citizen identity card, still valid.
- Genuine bank account, genuine phone sim.
It is possible to create multiple applications at the same time, but we recommend that you only create 1 loan application, when approved and paid, you can continue to apply for a new loan with a higher amount if you pay on time.
"You can pay with your internet banking account at banks or directly to partner bank branches (Vietcombank, Vietinbank, DongA Bank, VIB, MB, Techcombank, BIDV, ACB, MSB, SeaBank, VPBank and others) with payment information as follows: Beneficiary banks: VPBANK (for customers with loans from 17/11/2020) or WOORIBANK (for customers with loans before 11/17/2020) Account number and beneficiary name: Provided in SMS and email sent to you."
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