Borrow Money With Citizen ID
Loan amount: from 500 thousand to 25 million VND, Minimum period for repayment: 62 days, Maximum period for repayment: 180 days, Annual Percentage Rate: 18.25%/year, Lending age: 18 - 60 years old
Example of loan calculation:, Loan amount: 2 000 000 VND, Daily interest rate: 0.05%, Loan period: 100 days, Total sum for repayment after 100 days: 2 100 000 VND.

Learn about CCCD loans
What is a chip-based CCCD loan?
- This is a form of unsecured loan, borrowers use CCCD as proof of identity to register and confirm loan documents.
- Chip-on CCCD is a type of CCCD equipped with an electronic chip, which improves the security and reliability of transactions.
Benefits of borrowing money with CCCD:
- Convenience and fast: The use of CCCD in the process of loan application and confirmation helps save borrowers time and effort. No need to carry many different documents, the transaction becomes more convenient and fast.
- Information security: CCCD has a chip to help secure the borrower's personal information, avoiding the risk of information disclosure when online transactions or identity verification.
- Easy to verify and browse documents: Chip in CCCD supports quick and accurate verification and approval of loan documents. This helps borrowers have the opportunity to get loan approval faster and access capital in a short time.
Borrowing money by CCCD and bank unsecured loans are two popular forms of borrowing money today. However, unsecured loans at banks require more complexity in terms of approval conditions, loan documents and application process.
When the loan application is approved by the system, you will receive an email notification from Moneyveo.
You can pay on time, or pay early at any time to improve your credit score, increase the likelihood of approving another loan later. Conversely, if you don't repay your loans on time, your credit score will be reduced, which can affect your ability to borrow money in the future.